Research & current affairs · Cash flow & profit
Is your construction business growing with its cash flow?
Why a full schedule and higher revenue do not automatically create more financial headroom.
Read the article →Knowledge & insights
Financial knowledge for earlier, sharper decisions.
Search by topic or choose a category. Every article connects financial information to practical strategic choices for growing SMEs.
Cash flow & project control
Everyone is working hard. Yet the profit is disappearing from projects.
How extra hours, unbilled variations and pre-financing wiped €170,000 from the expected result.
Read the article →Published on LinkedIn
Long-term sick leave: how much financial risk can an SME employer carry?
How salary, replacement and insurance cover affect an SME’s cash buffer.
Read the article →Published by De Ondernemer
Five employees and a constantly ringing phone: how the business became less owner-dependent
How clear decision rights, working agreements and profitability insights created a more independent team.
Read the article →Research & sources
What really makes your business valuable to a buyer?
Why the same profit does not always produce the same business value — and what buyers actually assess.
Read the research →Published on LinkedIn
Four months left. How much does your business still need to earn?
Four figures reveal how much revenue, margin and cash are still needed.
Read the article →Published on LinkedIn
Your schedule is full. But what will autumn really deliver?
Four figures that help professional-service SMEs see whether a full schedule will also produce enough profit and cash flow.
Read the article →Published by De Ondernemer
Full schedule, not enough cash
Why a busy seasonal SME still struggled to pay its owner—and how a six-month cash-flow forecast restored control.
Read the article →Management information
Your figures are correct. But do they help you decide?
A practical story about margin, invoicing, hiring and making a business less dependent on its owner.
Read the article →Published by De Ondernemer
Revenue is rising, but the bank balance is shrinking
Use Q3 to reassess cash flow, margin and the budget while there is still time to act.
Read the article →Published on LinkedIn
How one large customer can threaten growth and business value
How customer concentration affects cash flow, negotiating power and transferability.
Read the article →Growth & organisation
Five financial questions before hiring new employees
Assess total cost, required margin and the cash-flow impact of the ramp-up period.
Read the article →Research & current affairs
An investment can be profitable and still come too early
Why return, timing, liquidity and a downside scenario together determine whether an investment is responsible today.
Read the article →Cash flow & invoicing
Why late invoicing costs more than you think
How internal invoicing delays place unnecessary pressure on cash flow, margin and funding requirements.
Read the article →Growth & organisation
Five financial questions before hiring a new employee
Assess cost, contribution, timing and risk before increasing the company’s permanent employment costs.
Read the article →Research
Impact entrepreneurship: why financial control comes first
120,000 Dutch companies now do business with impact. Why cash flow, profit and business value are the foundation lasting impact is built on.
Read the article →Research
SME financing in 2025: what research says about financial preparation
Three current CBS figures and five elements of a strong funding case for growing SMEs.
Read the research →Cash flow & profit
Why profit is not the same as cash flow
Why a profitable business can still face payment pressure and how cash-flow insight supports better decisions.
Read the article →Management information
7 signs you are managing your financial figures too late
Recognise when reporting merely confirms what you already knew and learn how to adjust earlier.
Read the article →Growth & working capital
How much working capital does a growing SME need?
Understand the financial headroom required to support growth.
Read the article →Organisation
How do you reduce owner dependency?
Make knowledge, decisions, customer relationships and processes less dependent on one person.
Read the article →Business value
A buyer will believe your profit only if you can answer six questions
Six questions that demonstrate recurring revenue, earnings quality, cash flow and transferability.
Read the article →Management information
Which KPIs does a growing SME need?
Choose KPIs that genuinely support cash flow, margin, growth and value.
Read the article →Research
Investing while costs rise: postpone or proceed?
A decision framework for investments under margin pressure and uncertainty.
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From insight to decision
Financial control starts with understanding which numbers change a decision.
The Impact Growth Partner insights library is designed for entrepreneurs who want to look beyond revenue and the current bank balance. The articles connect cash flow, profit, management information, organisation and business value. Together they explain what financially healthy growth requires and which choices make a company stronger, easier to manage and ultimately exit-ready.
Cash flow and profitability
Accounting profit does not guarantee that salaries, taxes and investments can be paid on time. Learn how working capital, payment terms, margins and liquidity planning interact. Better financial control helps you recognise when growth ties up cash and where timely action is required.
Start with profit and cash flow →Management information for growth
Useful reporting does more than look backwards. KPIs, forecasts and scenarios show what may happen next and which action is needed today. These articles help you select information that fits the stage, size and ambitions of your business.
Recognise delayed financial management →Business value and exit readiness
An exit-ready business is not created only when a sale or transfer becomes urgent. Predictable results, reliable management information, controlled risks and reduced owner dependency increase strategic flexibility and business value throughout the growth phase.
Learn when a business is financially exit-ready →Research translated into practice
In the Research category, we place external developments in the context of growing SMEs. We identify the source and study population and translate findings into questions about funding, returns, cash flow and financial preparation without presenting general figures as personal advice.
View the latest research →Free resources
Turn knowledge into a first financial assessment.
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